A carregar...
Publicação
The impact of the introduction of the Digital Euro on financial stability – an outlook on funding structure and liquidity risk
| Nome: | Descrição: | Tamanho: | Formato: | |
|---|---|---|---|---|
| 930.83 KB | Adobe PDF |
Autores
Orientador(es)
Resumo(s)
The Digital Euro is a digital currency to be issued by the ECB and made available to residents
of the Euro Area. This thesis examines the potential impact of a CBDC on financial stability,
with a focus on institutions' balance sheets. The study investigates the implications of a CBDC
on capital adequacy, credit risk, and liquidity risk, addressing gaps in the existing literature and
providing a comprehensive analysis of key balance sheet components. By exploring a scenario
with no holding limits, the research offers insights into strategic and regulatory challenges
associated with CBDC integration, intending to ensure stability and resilience in the financial
system.
Descrição
Palavras-chave
Digital Euro Financial stability Deposits outflow Funding sources Liquidity risks Money creation Capital adequacy Capital requirements NPL ratio Bank risk