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`When I'm sixty-four': old age, family values, and private financial transfers
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Private financial transfers are becoming more and more important as ageing levels increase
in Europe, with elders acting as both givers and receivers. Our study is divided in two
main parts. In the first part we analyse the determinants of private financial transfers,
using the Survey of Health, Ageing, and Retirement in Europe (SHARE). In the second
part we analyse the importance of family values for these transfers, combining SHARE
with European Values Study. We show that family functions as the main agent of private
transfers. We conclude that family values drive financial transfers, mainly gifts provided
by elderly individuals. We find that receipts by old-aged people are more related with need
cases, such as illness and poorness; moreover, for these particular cases, family network
plays a very important role, working as a safety net.