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The evolution of the digital payment industry in Europe: an analysis of value proposition and channels as business model-s elements of Ddigital banks
| Nome: | Descrição: | Tamanho: | Formato: | |
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| 1.55 MB | Adobe PDF |
Autores
Orientador(es)
Resumo(s)
increased use of apps by neo-banks and payment providers as a new tool to manage individual
finances. In addition, consumers’ role in the industry is changing organizations’ decision making process by driving digital banks to build a more tailored service. Consequently, an
analysis of the business model of the industry is presented, followed by recommendations that
leverage on maximizing advantages and minimizing threats.
Descrição
Palavras-chave
Payment system Digital banks Europe Business model Digitalization Traditional bank Fintech