Utilize este identificador para referenciar este registo: http://hdl.handle.net/10362/15096
Título: electronic payments in mozambique: A Baseline on their adoption in Maputo and Matola
Autor: Ortigão, Margarida Simão Ramalho
Orientador: Vicente, Pedro
Palavras-chave: POS
Mobile money
Mobile Banking
Data de Defesa: Jan-2015
Resumo: This study analyses the access and use of financial services by small business owners in the cities of Mozambique, as an important tool for boosting economic growth and diminishing inequality. It correlates owners’ and business characteristics with the probability of adopting Points-of-Sale (POS), Mobile Banking and Mobile Money in everyday transactions. The main findings highlight that what mostly affects the use of POS is the size of business and the volume of transactions (positively correlated with POS adoption), while using mobile phone technologies for payments predominantly depends on the owner’s age and whether he/she is a frequent cellphone user. Moreover, to increase the use of electronic means of payment it is necessary to increase financial literacy and improve the banking services.
URI: http://hdl.handle.net/10362/15096
Designação: A Work Project presented as part of the requirements for the Award of a Master Degree in Economics from the NOVA – School of Business and Economics
Aparece nas colecções:NSBE: Nova SBE - MA Dissertations

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