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Reverse mortgage: overview, potential for Portugal and impact of Covid-19 crisis

datacite.subject.fosCiências Sociais::Economia e Gestãopt_PT
dc.contributor.advisorPereira, João Pedro
dc.contributor.authorMendes, Inês Filipa Pereira
dc.date.accessioned2021-08-18T14:12:10Z
dc.date.available2021-08-18T14:12:10Z
dc.date.issued2021-01-14
dc.date.submitted2021-01-04
dc.description.abstractThis paper examines the Reverse Mortgage (RM) market development. It discusses potential market failures, such as adverse selection, and possible solutions. It is debated whether RM would thrive in Portugal by establishing a parallelism with Spain, and performing an empirical evaluation of borrowers’ potential demand, via survey. TheCOVID-19impactin the U.S. is studied, focusing on the aggregate demand drivers(interest rates, economic state, and disbursed amount). The results suggest that the RM market is resilient, flexible, and a good solution to liquidity issues. It does not seem, however, to be viable inmost countries due to regulatory matters and borrowers’ financial illiteracy.pt_PT
dc.identifier.tid202740730pt_PT
dc.identifier.urihttp://hdl.handle.net/10362/122684
dc.language.isoengpt_PT
dc.relationNova School of Business and Economics
dc.subjectReverse mortgagept_PT
dc.subjectHecmpt_PT
dc.subjectCovid-19pt_PT
dc.subjectPortugalpt_PT
dc.subjectPensionpt_PT
dc.subjectBidenpt_PT
dc.subjectLiborpt_PT
dc.subjectAging societiespt_PT
dc.titleReverse mortgage: overview, potential for Portugal and impact of Covid-19 crisispt_PT
dc.typemaster thesis
dspace.entity.typePublication
oaire.awardNumberUID/ECO/00124/2013
oaire.awardTitleNova School of Business and Economics
oaire.awardURIinfo:eu-repo/grantAgreement/FCT/6817 - DCRRNI ID/UID%2FECO%2F00124%2F2013/PT
oaire.fundingStream6817 - DCRRNI ID
project.funder.identifierhttp://doi.org/10.13039/501100001871
project.funder.nameFundação para a Ciência e a Tecnologia
rcaap.rightsopenAccesspt_PT
rcaap.typemasterThesispt_PT
relation.isProjectOfPublication644a3f4f-817b-4d0d-aba6-f98cdca28bc7
relation.isProjectOfPublication.latestForDiscovery644a3f4f-817b-4d0d-aba6-f98cdca28bc7
thesis.degree.nameA Work Project, presented as part of the requirements for the Award of a Masters Degree in Finance from the NOVA – School of Business and Economicspt_PT

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