Publicação
The evolution of the digital payment industry in Europe: an analysis of customers and profitability outlook as business model-s elements of digital banks
| datacite.subject.fos | Ciências Sociais::Economia e Gestão | pt_PT |
| dc.contributor.advisor | Okhmatovskiy, Ilya | |
| dc.contributor.author | Arena, Margherita | |
| dc.date.accessioned | 2023-12-11T11:43:05Z | |
| dc.date.available | 2023-12-11T11:43:05Z | |
| dc.date.issued | 2023-01-18 | |
| dc.date.submitted | 2022-12-16 | |
| dc.description.abstract | This paper analyzes the business model evolution of the European payment system and highlights a consumers’ preference shift towards technology. Digitalization and globalization combined represent key factors that are driving consumers to modify their payment habits to an increased use of apps by neo-banks and payment providers as a new tool to manage individual finances. In addition, consumers’ role in the industry is changing organizations’ decision-making process by driving digital banks to build a more tailored service. Consequently, an analysis of the business model of the industry is presented, followed by recommendations that leverage on maximizing advantages and minimizing threats. | pt_PT |
| dc.identifier.tid | 203314190 | pt_PT |
| dc.identifier.uri | http://hdl.handle.net/10362/161061 | |
| dc.language.iso | eng | pt_PT |
| dc.relation | UID/ECO/00124/2013 | pt_PT |
| dc.subject | Payment system | pt_PT |
| dc.subject | Digital anks | pt_PT |
| dc.subject | Europe | pt_PT |
| dc.subject | Business model | pt_PT |
| dc.subject | Digitalization | pt_PT |
| dc.subject | Traditional banks | pt_PT |
| dc.subject | Fintech | pt_PT |
| dc.title | The evolution of the digital payment industry in Europe: an analysis of customers and profitability outlook as business model-s elements of digital banks | pt_PT |
| dc.type | master thesis | |
| dspace.entity.type | Publication | |
| rcaap.rights | openAccess | pt_PT |
| rcaap.type | masterThesis | pt_PT |
| thesis.degree.name | A Work Project, presented as part of the requirements for the Award of a Masters Degree in Management from the NOVA – School of Business and Economics | pt_PT |