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Exploring User Adoption in Blockchain Enabled Microfinance Platforms: A Task Technology Fit Perspective

datacite.subject.fosCiências Naturais::Ciências da Computação e da Informação
datacite.subject.sdg01:Erradicar a Pobreza
datacite.subject.sdg05:Igualdade de Género
datacite.subject.sdg08:Trabalho Digno e Crescimento Económico
datacite.subject.sdg09:Indústria, Inovação e Infraestruturas
datacite.subject.sdg10:Reduzir as Desigualdades
datacite.subject.sdg11:Cidades e Comunidades Sustentáveis
datacite.subject.sdg12:Produção e Consumo Sustentáveis
datacite.subject.sdg17:Parcerias para a Implementação dos Objetivos
dc.contributor.advisorScott, Ian James
dc.contributor.authorVirani, Nishan Mohammed
dc.date.accessioned2026-05-06T09:21:24Z
dc.date.available2026-05-06T09:21:24Z
dc.date.issued2026-04-17
dc.descriptionDissertation presented as the partial requirement for obtaining a Master's degree in Data Driven Marketing, specialization in Marketing Intelligence
dc.description.abstractAs blockchain based systems emerge within the microfinance sector, the understanding of the factors that drive user adoption is becoming increasingly important. This study applies the Task Technology Fit model to investigate the factors that influence usage intentions. Using PLS-SEM, this study finds that Technology Characteristics of blockchain and Task Characteristics of microfinance significantly contribute to Task Technology Fit which then strongly predicts Usage Intention. However, the moderating effects by Structural Assurance and Personal Innovativeness in the Domain of Information Technology were not significant. This suggests that that contextual and personal factors do not meaningfully affect usage intention. Furthermore, this study offers significant practical insights for the implementation of blockchain technology in the microfinance sector.eng
dc.identifier.tid204297230
dc.identifier.urihttp://hdl.handle.net/10362/202860
dc.language.isoeng
dc.rights.urihttp://creativecommons.org/licenses/by/4.0/
dc.subjectMicrofinance
dc.subjectBlockchain
dc.subjectAdoption
dc.subjectDigital Lending
dc.subjectFinTech
dc.titleExploring User Adoption in Blockchain Enabled Microfinance Platforms: A Task Technology Fit Perspectiveeng
dc.typemaster thesis
dspace.entity.typePublication
thesis.degree.nameMestrado em Marketing Analítico, especialização em Marketing Intelligence

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