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Adoption and use of digital financial services

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Resumo(s)

The study of digital financial services is not recent; however, since COVID-19, new attention has been given to solutions that avoid face-to-face interactions. Accordingly, the number of studies on the topic of digital financial services has increased, covering new topics, such as digital wallets. Thus, this study presents a weight and meta-analysis that synthesises previous literature on digital financial services use. Using 121 articles, four analyses were performed for all financial solutions, but also per main service, such as digital banking, digital management and payment services, and digital wallets. Results show the relevance of technology adoption factors such as perceived usefulness, ease of use, but also security and trust dimensions for individuals to use these solutions. Additionally, results from the moderation analysis show that more money-oriented cultures tend to use these services more when perceiving them as easy to use. The findings of this study support practitioners and future research.

Descrição

Neves, C., Oliveira, T., Santini, F., & Gutman, L. (2023). Adoption and use of digital financial services: A meta analysis of barriers and facilitators. International Journal of Information Management Data Insights, 3(2), 1-16. [100201]. https://doi.org/10.1016/j.jjimei.2023.100201

Palavras-chave

Digital financial services Digital banking Digital payment services Digital wallet Literature review Meta analysis Weight analysis Management Information Systems Information Systems Industrial and Manufacturing Engineering Library and Information Sciences Information Systems and Management Artificial Intelligence SDG 8 - Decent Work and Economic Growth

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