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Influence of AI-based features in mobile banking continuance usage: Robo-advisors

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Resumo(s)

The use of mobile apps is increasing across several areas of business, including the banking industry. Banks have been improving how they provide services to their customers and mobile apps have allowed them to create a more accessible way to connect with them. One of the features that users value is robo-advisors, which provide customers with guidance in their investments. By using the expectation confirmation model, we show the continuance usage of robo-advisors. The results based on 152 individuals demonstrated that satisfaction and perceived usefulness of robo-advisors influence continuous usage. Using the mediation effect of satisfaction, we demonstrate how personalization and perceived anthropomorphism influence continuous intention.

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Dissertation presented as the partial requirement for obtaining a Master's degree in Data Science and Advanced Analytics, specialization in Data Science

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Mobile banking robo-advisors artificial intelligence expectation confirmation model continuous intention to use

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