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On the Influence of Employment-Breaks on Pension Benefits
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Orientador(es)
Resumo(s)
Workers may experience unemployment spells of varying durations through their working lifecycles. This has strong implications for their income during those periods out of work and this is well known. Less known are the consequences of employment-breaks for the acquisition of pension rights and, consequently, for future initial pensions. Anecdotal evidence, however, is overwhelming that employment-breaks may be both seriously detrimental or very limited for workers’ future pension rights depending on the pension scheme and/or country where workers generate their retirement pensions. This paper provides simulations of the impact of employment-breaks on initial future pensions in Portugal and Spain. Given the differences and similarities of Social Security arrangements in both countries and worker and break types considered, we can show that some workers may suffer disproportionately from previous employment-breaks while others would hardly suffer any impact on their pensions.
Descrição
Bravo, J., & Herce, J. A. (2017). On the Influence of Employment-Breaks on Pension Benefits. (pp. 1-30). (Papers Mi Jubilación; No. 19). Instituto BBVA de Pensiones.
Palavras-chave
Work careers Employment Breaks Pensions SDG 8 - Decent Work and Economic Growth